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Lyon Ong

Oct 03
A Third Property Isn't Cutting It, Bro

A Third Property Isn't Cutting It, Bro

I'm a licensed property negotiator. I get paid when you buy a house. And I think buying your
10 min read
Sep 15
Buy Now, Pay Later Is Just a Loan With Better Marketing

Buy Now, Pay Later Is Just a Loan With Better Marketing

Assets Six and a half million active buy-now-pay-later accounts exist in Malaysia right now, and the finance
7 min read
Sep 12
The 40% of Your Insurance Premium That Was Never Meant to Grow

The 40% of Your Insurance Premium That Was Never Meant to Grow

Assets Your insurance agent got paid before your money ever touched the market. Nobody explains this part of the pitch.
6 min read
Sep 03
Bank Balances Are Just Fancy Numbers

Bank Balances Are Just Fancy Numbers

Assets I want you to log into your banking app right now, mid-sentence, before you finish reading this paragraph.
9 min read
Aug 11
Salary Secrecy in Southeast Asia, and Why It Is Hurting All of Us.

Salary Secrecy in Southeast Asia, and Why It Is Hurting All of Us.

Wealth Psychology Everyone in your office knows roughly who drives what. People know who just bought a condo, who went
11 min read
Aug 02
The Odyssey, but lessons in finance and obstacles that are stopping you.

The Odyssey, but lessons in finance and obstacles that are stopping you.

Wealth Psychology I went in watching a man try to go home and fail repeatedly for reasons that were entirely
12 min read
Jul 05
Rich People Don't Have Better Taste. They Just Trained For It.

Rich People Don't Have Better Taste. They Just Trained For It.

Most people assume sophisticated taste is something you're either born with or you're not. Classical music.
7 min read
Jun 24
Rich People's Real Hobby Isn't the Yacht. It's Something You Already Have.

Rich People's Real Hobby Isn't the Yacht. It's Something You Already Have.

Ask someone what rich people do with their free time and you'll get the same answer every time.
8 min read
May 26
The AP × Swatch Royal Pop Broke People's Brains. Here's Why That Should Worry You.

The AP × Swatch Royal Pop Broke People's Brains. Here's Why That Should Worry You.

What happened · 16 May 2026 Swatch × AP Royal Pop Launch 🚨 19 US stores closed before selling a single watch. Safety
17 min read
May 17
The S&P Just Hit 7,500. Here's Why Some People Should Be Worried.

The S&P Just Hit 7,500. Here's Why Some People Should Be Worried.

The S&P 500 crossed 7,500 this week. Index funds look great. Financial media is positive. Nobody'
5 min read
Mar 16
Gold in Ringgit Just Doubled. Nobody Was Watching.

Gold in Ringgit Just Doubled. Nobody Was Watching.

Gold hit RM636 per gram this month. Two years ago it was RM293. That's a 117% gain. The
9 min read
Mar 13
Your Salary Is a Single Point of Failure

Your Salary Is a Single Point of Failure

Engineers have a term for it. Single point of failure. It means any part of a system where, if that
7 min read