Oct 03
A Third Property Isn't Cutting It, Bro
I'm a licensed property negotiator. I get paid when you buy a house. And I think buying your
10 min read
Assets
Gold, stocks, property, EPF. What you can actually own, how it behaves under pressure, and what the headline number leaves out.
Sep 15
Buy Now, Pay Later Is Just a Loan With Better Marketing
Assets
Six and a half million active buy-now-pay-later accounts exist in Malaysia right now, and the finance
7 min read
Sep 12
The 40% of Your Insurance Premium That Was Never Meant to Grow
Assets
Your insurance agent got paid before your money ever touched the market.
Nobody explains this part of the pitch.
6 min read
Sep 03
Bank Balances Are Just Fancy Numbers
Assets
I want you to log into your banking app right now, mid-sentence, before you finish reading this paragraph.
9 min read
May 17
The S&P Just Hit 7,500. Here's Why Some People Should Be Worried.
The S&P 500 crossed 7,500 this week. Index funds look great. Financial media is positive. Nobody'
5 min read
Mar 16
Gold in Ringgit Just Doubled. Nobody Was Watching.
Gold hit RM636 per gram this month. Two years ago it was RM293. That's a 117% gain. The
9 min read
Mar 04
EPF Just Declared 6.15% for 2025. Here Is the Calculation They Did Not Show You.
EPF declared 6.15% for 2025. Here's what the announcement didn't tell you — and what it means for your actual retirement number.
9 min read